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Best Car Insurance in India 2026 — Compare Motor Insurance Plans

Top 10 car insurance plans ranked by InsureScan Score — third party vs comprehensive, claim settlement ratios, IDV, NCB strategies, and add-ons honestly explained. No commission bias.

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Best Term Life Insurance in India 2026 — Compare Plans & Premiums

Top 10 term insurance plans ranked by InsureScan Score — premiums for ₹1 crore cover, claim settlement ratios, riders, and payout options. No commission bias. Pure term vs endowment vs whole life comparison included.

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Best Health Insurance Plans in India 2026 — Compare Top Plans, Premiums & Benefits

8 top health insurance plans ranked by InsureScan Score — real premium ranges, claim settlement ratios, restore benefits, and key features honestly compared. No commission bias.

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How Insurance Commissions Actually Work in India

PolicyBazaar earned ₹353 Cr in net profit last year. Most of it came from commissions paid by insurers. Here's exactly how the system works, why it biases recommendations, and what IRDAI is trying to do about it.

More articles coming
Why India's claim settlement ratios are misleading — and what to look at instead
The hidden waiting periods that catch Indian health insurance buyers off guard
Term life insurance in India: why 1 Cr coverage costs less than ₹10,000/year
Regulation
IRDAI Wants to Link CEO Pay to Customer Outcomes
May 19, 2026 · 6 min read
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